SERVICE TIME AND AVAILABILITY Online banking is available 365 days a year, 24 hours a day, except during system maintenance and upgrades. The availability of Mobile Banking depends on the wireless network you are using and may not always be available depending on the location. YOU CAN USE ONLINE BANKING to: • Transfer money between your First Federal Savings Bank checking, savings and money market accounts and to personal current, savings and money market accounts of other first Federal Savings Bank customers in your checking account. • Transfer money from your checking account to personal or commercial checking, savings, and money market accounts with other financial institutions in the United States. • Receive a credit advance by transferring your First Federal Savings Bank credit account to your First Federal Savings Bank current or savings account. • Make a regular payment to your First Federal Savings Bank loan account by transferring the payment amount from your First Federal Savings Bank current or savings account to your credit account. • Get balance and transaction information for your First Federal Savings Bank Checking, Savings and Credit Accounts, including Mortgage. • View images of the front and back of recently deleted checks for up to 6 months. • Perform self-service account maintenance, for example.B. placement of your own stop payment requests. • Pay bills via the BillPay service. • View your account statements online. • Send and manage email notifications to your account.

If you use personal financial management (PFM) software or other indirect service to access, track, download or pay for invoices, the above features may not be available or your software may not work in connection with online banking. To access all the features and services we offer, log in directly to www.firstfedindiana.com via our website. USE YOUR PASSWORD Your password acts as your signature as the owner and unique user of the user ID for your personal online banking service….