Cohabitation Agreement Switzerland
At first glance, an agreement seems diametrically opposed to the informality of cohabitation, but it is much more important to want to be sure. It avoids disputes in the event of separation, but serves primarily as evidence of your relationship, for example. B in the treatment of pension funds. In addition, the development of binding rules for your partnership also offers a very non-bureaucratic advantage, namely the opportunity to discuss in detail with your partner your relationship and your respective expectations for your common future. However, in practice, even with such a cohabitation contract, they may find it difficult to assert their rights. In the event of a property dispute, the law of the country where the conflict occurred generally applies. You need to be able to prove that you are together or that you are in a long-term relationship. However, most EU countries have not defined precisely how you can demonstrate a long-term relationship or cohabitation. If you think that marriage is a little too formal, but cohabitation is not restrictive enough, you can choose the middle way.
As an unmarried couple, simply create one`s own obligations with individual agreements on topics such as children, retirement or inheritance. The handy checklist can help. In addition to information about where you live and how long your relationship will last, a cohabitation agreement may include the following depending on the situation of life; These should ideally be checked by a lawyer and observed in front of a notary. Many couples choose to live together to avoid the tax and benefit penalty of the first pillar. Since unmarried persons are cared for individually and not jointly, their future AHV pension is not capped. In addition, their LPP capital cannot be halved from common time in the event of separation – their pension contributions are and will remain their contributions. However, uninterrupted pension profiles are the prerequisite for this account to pay for you in retirement. Find out here how life-supporting couples can be properly cared for in retirement, how to avoid gaps and what to keep in mind when providing public, professional and private old age pension: You should generally only enter into a joint tenancy agreement if you agree in writing at the same time on the consequences of the hypothetical separation , since you can only terminate the lease with joint and several liability to the lessor and you can only terminate the lease together.
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